Privacy Policy – Tradr AI

Effective Date: May 30, 2025
Company: Opie Holdings, Inc.
Contact: hello@tradrai.app

1. Introduction

This Privacy Policy explains how Opie Holdings, Inc. ("we", "us", or "our") collects, uses, stores, and shares your personal data when you use the Tradr AI mobile app and related services (the "Service").

By accessing or using the Service, you consent to the data practices described in this Privacy Policy. If you do not agree, please do not use the Service.

2. Definitions

• Personal Data means any information that identifies you directly or indirectly.

• Usage Data refers to information automatically collected through your use of the app.

• Device means any mobile phone or tablet used to access Tradr AI.

• AI Analysis refers to data processing using artificial intelligence to deliver financial insights or investment suggestions.

• You means the user of our Service.

3. Information We Collect

a. Personal Data You Provide

We may collect:

• Name

• Email address

• Investment goals or preferences

• Amounts you input for simulations or projections

b. Automatically Collected Data (Usage Data)

We may collect:

• Device type, OS, and IP address

• App version and crash data

• Time spent in the app and feature usage

• Diagnostic and performance logs

c. AI Analysis Input

If you use features that require AI analysis (e.g., projected returns, risk assessments), we may collect the information you provide, such as:

• Investment amount

• Target return

• Time horizon

• Risk tolerance

4. How We Use Your Data

We use your information to:

• Deliver investment simulations and AI-generated recommendations

• Operate and improve the app

• Communicate with you (e.g., service updates, support)

• Analyze usage trends and app performance

• Offer personalized financial education content

5. Legal Basis for Processing

We rely on the following legal bases:

• Your consent (e.g., for personalized AI results or marketing)

• Fulfillment of a contract (e.g., app functionality or subscriptions)

• Our legitimate interest (e.g., service improvement)

• Compliance with legal obligations

6. Data Sharing & Third Parties

We do not sell your personal data.
We may share your information with:

• Cloud service providers (e.g., hosting and storage)

• AI vendors or engines used for financial modeling

• Analytics tools to improve the Service

• Legal or regulatory authorities, only when required

7. Cookies & Tracking Technologies

We may use cookies, SDKs, and similar tools to:

• Monitor performance and fix bugs

• Understand user flow and retention

• Improve app content and engagement

You can modify cookie permissions via your device settings.

8. Data Retention

We retain your data:

• While your account is active

• As long as needed for legal or operational purposes

• Until you request deletion, subject to any legal obligations

9. Data Deletion & Your Rights

You may:

• Request access to your data

• Ask for correction of inaccurate data

• Delete your account and associated data

• Revoke consent for AI analysis or marketing

To exercise these rights, contact support@tradr.ai or use in-app tools.

10. Data Transfers

Your data may be processed outside your country of residence, including in Canada, the U.S., or the EU. We implement safeguards to protect international data transfers.

11. Security

We use encryption, secure servers, and access restrictions to protect your data. However, no method is 100% secure. We urge you to use the Service responsibly.

12. Children’s Privacy

Tradr AI is intended for users 18 and older. We do not knowingly collect personal data from minors. If you believe a minor has submitted data, contact us for prompt removal.

13. Third-Party Links

Tradr AI may contain links to third-party websites or tools. We are not responsible for their content or privacy practices. Please review their policies before use.

14. Business Transfers

If Tradr AI Inc. undergoes a merger, acquisition, or reorganization, your data may be transferred as part of that transaction, in accordance with this Privacy Policy.

15. Updates to This Policy

We may revise this Privacy Policy periodically. When we do, we will update the "Effective Date" and notify you via the app or email where appropriate.

16. Contact Us

If you have questions or requests regarding this Privacy Policy, please contact:

Email: hello@tradrai.app
Company: Opie Holdings Inc.